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Diminished Value Claim Guide
If your vehicle was damaged by another driver, you may be entitled to diminished value—the loss in your car’s market worth after quality repairs. This diminished value guide explains who qualifies and the exact steps to file and win a claim.
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Who can file for diminished value?
Claimants in a third-party claim—meaning your vehicle was damaged by another driver and you’re filing against their insurer.
Vehicle age
Your vehicle is not older than ten years old. Collector and classic vehicles that are appreciating in value also qualify.
Ownership status
Your vehicle is paid off or financed; it is not leased.
How the Diminished Value Claim Process Works
At Auto Praise, we simplify the Diminished Value Claims process for you. Our expert team guides you every step of the way to ensure you receive the compensation you deserve.
1. Repair your vehicle first
Complete all collision repairs before pursuing diminished value. Market impact is measured after proper repairs, so a finished repair file is essential.
2. Obtain the full repair documentation
When you pick up your vehicle, ask the body shop to email the “Estimate of Record with all Supplements.”
This should include the original estimate, all supplements, parts lists, labor operations, rates, and any structural or frame measurements—everything needed to evaluate the loss in value accurately.
3. Confirm liability and repair payment by the at-fault insurer
Proceed only after the other insurance company has accepted liability and paid for repairs. This confirms a third-party claim—required for diminished value in most cases.
4. Email the Estimate of Record to Auto Praise for a free claim review
Send your documents to info@auto-praise.com. We’ll perform a no-cost diminished value claim review to confirm eligibility and outline next steps.
5. Receive a certified, USPAP-compliant diminished value appraisal
Auto Praise calculates the market-supported diminished value using comparable sales data, condition adjustments, and repair severity.
Your final report is USPAP compliant and prepared by I-Car Platinum Certified Auto Physical Damage Appraisers, IACP Certified Auto Appraisers, and Florida-licensed adjusters—giving your diminished value guide process professional credibility.
6. Submit your demand
Send the appraisal report to the at-fault insurer with a demand letter stating the compensation you seek for diminished value.
The package should include your contact info, claim number, VIN, repair documents, the appraisal, and a clear deadline for response.
Discover the Impact of Diminished Value Claims on Your Vehicle's Worth
Diminished value is the measurable reduction in a vehicle’s market price after an accident—even after quality repairs. Buyers and dealers pay less for vehicles with an accident on record, which is why a structured, evidence-based diminished value guide and appraisal matter.